NMI Holdings, Inc.

NMI Holdings (NMIH) has recorded zero cyber incidents and zero red-flag SEC filings over the past 90 days, indicating no acute governance or security disruptions in our recent monitoring window. However, a short observation period carries limited predictive value; material risks may emerge from longer-term capital structure changes, equity dilution patterns, or financing dependencies not visible in snapshot data. The full $49 Report extends the analysis to 12 months of SEC activity, layers in dilution risk scoring, contextualizes all 8-K filings, and flags emerging AI-related operational risks specific to the mortgage insurance sector. The full $49 Report adds a complete financing history, sector-specific risk signals, and forward-looking dilution trajectory analysis.